Are you looking for a local bank that offers personal loans? At Union Bank, you get affordable financing options for just about anything. Our West Central Arkansas and the River Valley lending experts will work with you to tailor a consumer loan to meet your budget best.
What is a Personal Loan from Union Bank?
A personal loan is a type of unsecured debt, meaning you'll take one without having to offer collateral. Unlike a credit card, a personal loan is paid to you in one lump sum and repaid in regular monthly installments. This makes it easy to include your loan payment in your budget.
When Should You Take Out a Union Bank Personal Loan?
There are some times you shouldn't take out a personal loan. For instance, taking out a consumer loan to finance a lifestyle you can't afford doesn't make sense. However, there are plenty of legitimate reasons for taking out this type of loan, including:
- Consolidating debt
- Making a Large Purchase
- Financing a wedding or special event
- Making Home Improvements
- Covering Emergency Expenses
Benefits of Applying for a Consumer Loan from Union Bank:
- Repayment terms customized to fit your financial need
- Predictable monthly payments make it easy to budget
- Local decision-making makes the approval process fast
- Interest rates may be lower than a credit card
Apply For A Personal Loan With Union Bank
Apply online or visit one of our convenient locations in Mena, Paris, Wickes, Hatfield, Caulksville, Clarksville, Ozark, Waldron, and Booneville to learn more about your options for personal loans.