family with piggy bank

Regular Savings Account

A Regular Savings Account is a fundamental financial tool that earns interest on all balances and is convenient for long- or short-term goals. This basic savings account from Union Bank offers financial discipline to the residents of West Central Arkansas and the River Valley as your money grows over time
  • An interest savings account is optimal for anyone looking for a basic savings option. Interest is compounded and paid quarterly*.
  • The minimum opening balance is $50. Avoid a daily service charge fee of $1 if the balance falls below $100 any day during the month.
  • With FDIC insurance, money is safe and secure, up to $250,000 per depositor.
  • Move money between accounts or withdraw funds when needed, making it easy to access your money.
Union Bank Regular Savings Account customers who meet the minimum balance requirement and have a Platinum Advantage Checking Account that keeps a minimum balance of $25 between both accounts will not incur the monthly Platinum Advantage checking fee.

Ready to get started? Open a regular savings account online or visit one of our convenient locations in Mena, Paris, Wickes, Hatfield, Caulksville, Clarksville, Ozark, Waldron, and Booneville to open with assistance, or for help with choosing the best savings option to meet your financial needs.


*Accrued interest is forfeited if the account is closed before interest is credited.