Keep it simple with a Basic Checking Account from Union Bank.
Looking for a low-cost, reliable, and easy-to-use account? Our Basic Checking Account has no minimum balance requirement, free mobile banking, and free debit cards—everything you need to handle your everyday money management
What is a basic checking account?
At Union Bank, we offer a wide range of checking account options. Our Basic Checking Account provides functionality and freedom—without the minimum balance requirements.
With our Basic Checking, you can enjoy specialized features to save you money and manage your account with ease:
- Minimum Opening Deposit: $50
- Monthly Fee: No monthly service charge when you sign up for eStatements; $3 standard monthly fee for paper statements
- Minimum Balance Requirement: $0
- Online and Mobile Banking: Manage your account on the go from your computer, tablet, or smart phone.
Plus, all our checking accounts come with these great standard perks:
- Unlimited Check Writing
- Instant Issue Debit Card
- Overdraft Protections up to $650
- Bank 2 Bank Transfers
Is Union Bank’s Basic Checking Account free?
It can be! When you enroll in eStatements instead of paper statements, the $3 monthly service charge is waived. With just $50 to open and no minimum monthly balance requirement, this account is our simplest and most-accessible checking account option.
Get More Out of your Checking Account with Lifestyle Benefits
For a low, $5 monthly fee you can add Lifestyle Benefits to any checking account through Union Bank. With this add-on, you gain access to:
- Travel Assistance Service
- Total Identity Monitoring
- Cell Phone Protection
- $10,000 Accidental Death & Dismemberment Insurance
- WellCardRX Health Discounts
Open a Basic Checking Account Today
When you’re looking for a banking partner in West Central Arkansas and the River Valley, turn to Union Bank. We're dedicated to providing personalized service with local expertise that you can trust. From basic checking accounts for everyday needs to robust options with extra benefits, Union Bank has an account to fit your lifestyle paired with tools to make banking simple and convenient.
Open your checking account online today, or visit one of our branch locations in Mena, Paris, Wickes, Hatfield, Caulksville, Clarksville, Ozark, Waldron, or Booneville to get started!