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Golden Advantage Checking

Checking accounts built around your lifestyle and your banking


Experience hassle-free banking with our special checking account for seniors, complete with customized benefits and lower costs to help you make the most of your money.
Tailored for our customers aged 60 and over, this account offers you the banking benefits that you’ve earned.

  • No Minimum Balance Requirement
  • No Monthly Service Fee
  • Free Checks: 1 free box of Golden Advantage Checks each year
  • 2 Free Cashier’s Checks or Money Orders Each Month
  • Online Bill Pay: 10 free transactions each month ($.50 for each additional transaction) when you sign up for eServices
  • Free Statement Images

Plus, all our checking accounts come with these great perks:
  • $50 Opening Deposit• Unlimited Check Writing
  • Instant Issue Debit Card
  • Overdraft Protections up to $650
  • Bank 2 Bank Transfers
Yes! Designed with you in mind, Golden Advantage 60+ Checking requires no monthly fee and has no minimum balance requirement. Just pay an optional $3 monthly fee for access to our eServices, including online and mobile banking (free when you sign up for eStatements). With just $50 to open, this account is our most flexible and affordable.

Get More Out of Your Golden Advantage 60+ Checking Account
For a low, $5 monthly fee you can add Lifestyle Benefits to any checking account through Union Bank. With this add-on, you gain access to:

  • Travel Assistance Service
  • Total Identity Monitoring
  • Cell Phone Protection
  • $10,000 Accidental Death & Dismemberment Insurance
  • WellCardRX Health Discounts
When you’re looking for a banking partner in West Central Arkansas and the River Valley, turn to Union Bank. We’re dedicated to providing personalized service with local expertise that you can trust. From basic checking accounts for everyday needs to robust options with extra benefits, Union Bank has an account to fit your lifestyle paired with tools to make banking simple and convenient.
Open your checking account online today, or visit one of our branch locations in Mena, Paris, Wickes, Hatfield, Caulksville, Clarksville, Ozark, Waldron, or Booneville to get started!